How to Get Your FREE Credit Report

Free Credit Report

Did you know that according to the Fair Credit Reporting Act, you are entitled to a free credit report once a year (every 12 months). (This is FREE --- repeat FREE! There are many sites out there that claim to be free but they have "processing charges," etc.) You will receive your report from the top 4 credit bureaus: Equifax, Transunion, Experian and Verifax.

  1. Compile everything you need to review your report such as current and past statements, bank account numbers, etc. This will make it easier for you to review your report and identify discrepancies.
  2. Go to AnnualCreditReport.com (this is the ONLY site authorized by the FTC) to request your report from the 4 sites mentioned above.
  3. Be sure to save your report or print it off to keep for your records for future reference.

 

You can also order your credit report over the phone at (877) 322-8228 or via the snail mail by filling out the free credit report form and mailing it to the agency at: Annual Credit Report Request Service - PO Box 105281 - Atlanta, GA 30348-5281.

 

Be sure to shred any documents instead of throwing them directly into the trash.  

Billie Hillier - Las Vegas Real Estate Agent working with sellers, buyers, and renters. You can read my full bio here at Billie Hillier.

______________________________________

Below are a few of my favorite links and tools to help you find your new home. 

 

Las Vegas Real Estate Tools

·         Las Vegas Home Search

·         Las Vegas Luxury Homes

·         Las Vegas & Henderson Homes with Pools

·         FHA Approved Condos

·         Homes Without HOAs

·         Las Vegas Rental Home Guide

·         Las Vegas Zip Code Map

·         Search by Community

·         Retirement Communities Las Vegas

·         Real Estate Articles

·         LIDs, SIDs & HOA Info

 


Las Vegas Real Estate

·         Aliante Homes in Las Vegas

·         Arlington Ranch Homes in Las Vegas

·         Canyon Gate Homes in Las Vegas

·         Centennial Hills Homes in Las Vegas

·         Coronado Ranch Homes in Las Vegas

·         Desert Inn Country Club Homes in Las Vegas

·         Elkhorn Ranch Homes in Las Vegas

·         Iron Mountain Ranch Homes in Las Vegas

·         Las Vegas Country Club Homes in Las Vegas

·         Los Prados in Las Vegas

·         Lynbrook Homes in Las Vegas

·         Mountains Edge Homes in Las Vegas

·         Providence Homes in Las Vegas

·         Queensridge Homes in Las Vegas

·         Rhodes Ranch Homes in Las Vegas

·         Silverstone Ranch Homes in Las Vegas

·         Southern Highlands Homes in Las Vegas

·         Spanish Hill Homes in Las Vegas

·         Spanish Oaks Homes in Las Vegas

·         Summerlin Villages

·         Spanish Trail Homes in Las Vegas

·         Woodcrest Homes in Las Vegas

·         Henderson Real Estate

·         Anthem Heights Homes in Henderson

·         Anthem Country Club Homes

·         Anthem Homes in Henderson

·         Black Mountain Vistas Homes in Henderson

·         Calico Ridge Homes in Henderson

·         Green Valley Homes in Henderson

·         Green Valley Ranch Homes in Henderson

·         Green Valley South Homes in Henderson

·         Inspirada Homes in Henderson

·         Lake Las Vegas Homes in Henderson

·         MacDonald Ranch Homes in Henderson

·         Seven Hills Homes in Henderson

·         Sun City MacDonald Ranch in Henderson

·         Whitney Ranch Homes in Henderson 


Las Vegas Condos

·         FHA Approved Condos

·         Boca Raton Las Vegas

·         Manhattan Condos Las Vegas

·         Veer Towers in Las Vegas

·         Wimbledon Tennis Club Las Vegas

Summerlin Villages - Las Vegas 

·         The Arbors at Summerlin

·         The Canyons at Summerlin

·         The Crossing at Summerlin

·         The Gardens at Summerlin

·         The Hills at Summerlin

·         The Hills South at Summerlin

·         The Mesa at Summerlin

·         The Paseos at Summerlin

·         The Pueblo at Summerlin

·         Red Rock Country Club at Summerlin

·         Ridgebrook at Summerlin

·         The Ridges at Summerlin

·         Siena at Summerlin

·         Summerlin Centre

·         The Trails at Summerlin

·         The Vistas at Summerlin

·         The Willows at Summerlin

______________________________________

For market reports: every effort was made to make information as accurate as possible - while deemed reliable, not guaranteed. All stats are through GLVAR.

Comment balloon 5 commentsBillie Hillier • March 31 2011 01:47AM

Comments

Thanks for spreading the word about the one "real" free site for getting credit info.

Posted by Michelle Cherie CarrCrowe Just Call...408-252-8900, Family Helping Families Buy & Sell Homes 40+ Years (Get Results Team...Just Call (408) 252-8900! . DRE #00901962 . Licensed to Sell since 1985 . Altas Realty) over 8 years ago

One caveat * DIY landlords who accept a consumer procured credit report like this are doing themselves a disservice. These reports are for the consumer's use so that they can CORRECT any MISinformation and not for the purpose of granting credit!

Posted by Wallace S. Gibson, CPM, LandlordWhisperer (Gibson Management Group, Ltd.) over 8 years ago

Billie - I stumbled upon this site a year or two ago, but I can never remember when I last pulled my credit.

Posted by Michelle Gibson, REALTOR (Hansen Real Estate Group Inc. ) over 8 years ago

Billie - This is great information as there are a lot of people who want their free credit report.

Posted by Christine Donovan, Broker/Attorney 714-319-9751 DRE01267479 - Costa M (Donovan Blatt Realty) over 8 years ago

Good info if you would like to watch me order my free credit report and find out how to get your real FICO score for free watch this http://www.thecreditguy.tv/get-your-credit-report-real-fico-score-for-free/

Posted by Dave Sullivan, Michigan Realtor with an investor viewpoint (Real Estate One) almost 8 years ago

This blog does not allow anonymous comments